Want to cut straight to the chase? The best VPNs for banking right now are ExpressVPN and NordVPN.
If you think that your bank’s security is enough to secure your accounts, then you might be wrong. In addition, if you are using public Wi-Fi hotspot for banking, then get ready for the significant loss. Public hotspots aren’t secure, and hackers or cybercriminals will take only some minutes to steal your data.
To keep your finances safe, you cannot rely on two-factor authentication or passwords. Every time you go online, it’s essential to secure your connection. Fortunately, a good-quality VPN can save your online banking from malware and hackers.
The best VPN for banking is the one that doesn’t allow criminals to monitor your online traffic and access your personal information. However, you need to be very careful while selecting the VPN because not all VPNs have strong enough encryption to deter hackers. After testing lots of services, we have collected the 5 best VPN for banking. Let’s go through each of them in detail!
Why Should You Use VPN for Banking?
Not sure about using VPN for banking? If so, then here are some reasons that why you shouldn’t ignore this!
To keep your Information Safe.
Banks use weak encryption that even doesn’t guarantee your privacy at your home network for the security of online accounts. Using online banking with the VPN helps in adding an extra layer of protection. This will keep all information secure, and no one can ever hack it.
The banking app will remain secure
If you prefer to use an app for your online banking, nothing is as important as its security. Hackers can easily target cell phones, as they can easily access them as compared to desktops. A VPN will ensure that nothing is left unprotected; you can fearlessly use a banking app from your phone.
Use banking app from Public Wi-Fi
Hackers can effortlessly access your phone credentials through public Wi-Fi. Primarily users use the internet from a cafe or some restaurants that aren’t safe. A VPN with strong encryption enables you to use public Wi-Fi without compromising privacy.
The Best VPNs for Banking in 2022
| Brand | Starting Price | Best for |
|---|---|---|
| 1. ExpressVPN | $12.95/month | Streaming |
| 2. NordVPN | $11.99/month | Security and speed |
| 3. CyberGhost | $12.99/month | Reliable automatic Wi-Fi protection |
| 4. Private Internet Access | $11.95/month | No-logs policy |
| 5. Surfshark | $12.95/month | Online security |
1. ExpressVPN
A company on British Island provides the services of ExpressVPN. It is considered one of the best VPN for banking as it will beat the bank’s harsh censorship and geo-restrictions. This company provides its 3000+ servers to over 94 different countries while ensuring a stable connection worldwide.
No matter in which country you are, your hard-earned money will remain wholly secure. No one can ever notice your bank information, so there isn’t an option for data leakage. Moreover, unlike cheap services, when you connect your internet with this VPN, the connection will remain strong, thanks to its unlimited bandwidth.
Features
Strong Encryption
The security protocols installed in this VPN ensure to provide you with secure online banking. The level of protection used in it is the same as US intelligence uses- 256-bit encryption. After every hour, it will also reset your encryption password; this will enable unable hackers to steal your information.
IP-Masking Technology
The ExpressVPN is combined with IP-masking technology; this helps hide your IP address and keeps you protected from hackers. Furthermore, this app is also compatible with ad blockers. Thus chances of malware attacks decrease more.
Zero-Logs Policy
With its strict zero-log policy, no one can hack your banking activities. Your login and activities will be protected from cybercriminals: government spies and malware.
Multiple Devices
You can quickly log in to your banking app on a different desktop, mobile, or tablet devices. It can support up to 5 devices at a time.
Get started with ExpressVPN today.
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2. NordVPN
NordVPN is another best VPN for banking, and it stands out from the others because of the double data encryption it provides. With its killer security features, you don’t have to worry about your banking security. Your bank information and login details need a VPN with robust encryption so that no one can even try to get information.
No one can ever infiltrate your connection because of the security it provides to your traffic. Even if your connection drops, the NordVPN comes with an internet kill switch; this will disconnect you from the internet also so that your info remains secure. You can enjoy the benefits of this app for three days, and after this, you will have a 30-days money-back guarantee.
Features
Strong Security
The VPN offers you complete security as it has 256-bit encryption, DNS leak protection, offers kill switch, and zero-logs. It also has unique features like DDoS protection and double encryption. The VPN is super user-friendly and allows users to use their banking app easily. . It enables you to use your connection while traveling and ensures to pass your traffic through the encrypted tunnel.
Lots of Servers
This VPN has almost 5800 servers in 60+ countries that gives you plenty of options to connect on different servers. You can join any server. The best thing about this is that you will notice no difference in connection speed. It also offers you the highest number of connections at a time- you can connect six devices simultaneously.
Smart Streaming
Other than online banking security, it also provides you smooth streaming. Without compromising on guard, you can access your favorite content. The SmartPlay is by default activated in all the apps of this VPN. Thus you don’t have to set up anything. The intelligent DNS technology is combined with the VPN, and this gives you smooth streaming.
Get started with NordVPN today.
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3. CyberGhost
When we sit in some restaurant, cafe, or shopping mall, our phone automatically connects with the public Wi-Fi. This is where CyberGhost works; it warns you for joining any unsecured network, as it can allow hackers to steal your financial information. This VPN will secure you from all leading online banking dangers.
Your bank or any third party would never get to know about your actual location as it ultimately ensures DNS/IP leaks protection. Other than all security features, it also has a kill switch that is very important for protecting your data. This VPN also offers you a 45-days money-back guarantee, so if you aren’t satisfied with the services, you can claim a refund.
Features
Security Features
If you are using this VPN, you don’t have to worry about your online banking security. It includes AES 256-bit encryption and has built-in blockers for trackers, malicious ads, and websites. By default, the blocking of malicious ads is turn off, so you have to turn it on by yourself.
User-Friendly
When compared to other VPNs, the CyberGhost is very user-friendly. You can easily use it on an Android phone, MacBook, PC; download it and start using VPN within few minutes. It is easy to navigate; in addition, you will have access to 7100 servers worldwide.
Lots of Servers
This best VPN for banking comes with over 7100 servers so that you can log in bank details from any of them. Also, you can connect seven different devices with this VPN at a time.
Auto-connect
You can check the server distance and load from the server tab, and this will tell you which services will provide you best performance. You can also click on the auto-connect button, and this will automatically connect you with the best available server.
Get started with CyberGhost today.
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4. Private Internet Access
Private Internet Access is another best VPN for banking, and it knows how to protect your banking information from financial scammers. This VPN has a vast network of 3500+ servers in 77 different countries. There isn’t any chance of suspicious logins from other countries, as there are many options you can choose the one that provides you best performance.
Hackers, scammers, and even your bank will not get to know about your actual location. This VPN has successfully passed all the leak tests, thus keep your account credentials secure. You can save you’re a lot of money getting the monthly subscription of this VPN at only $2.69. It also offers you a trustworthy 30-day money-back guarantee.
Features
Blocks Dangerous Websites
The Private Internet Access VPN prevents you from accidentally opening scam banking sites or clicking on the links that could be dangerous for you. It blocks malicious websites through the MACE software. Make sure to enable this software from the settings.
Security Features
To your surprise, unlike all other premium VPNs, this VPN uses slightly less secure security encryption, that is, AES-128. However, AES-128 is faster but not as secure as AES-256-bit. The best thing about this VPN is that you can easily change the encryption level from the setting. So, you can quickly resolve this problem by yourself.
Large Network
This VPN has an extensive network of almost 3500+ servers in 77 countries. Connect ten devices simultaneously; luckily, this VPN is compatible with Android, iOS, MAC, and Windows.
You can enjoy the benefits of an extensive network by using the one that provides you best services. It allows you to remain hidden from the eye of hackers and even your bank spies.
Get started with Private Internet Access today.
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5. Surfshark
Surfshark is another powerful VPN that will help in improving the online security of your banking. Nowadays, hackers and governments have developed a method for tracking VPN traffic, but thanks to advanced features of Surfshark that knows how to maintain security. It has almost 800+ servers, and all of them have their separate VPNs; this means that they have VPN over VPN for preserving privacy.
When you use your banking with this VPN, then your encrypted banking traffic looks like uninteresting traffic to the outsiders. Furthermore, this VPN blocks malicious ads and websites, thus keeps your connection safe. This blocking also keeps you away from accessing fake bank sites and does not allow any spy to steal your banking info.
Features
Security
SurfShark VPN gas advance security features include 256-AES, OpenVPN, zero-logging policy, IKEv2/IPSec, and WireGuard. The logging policy in it is independently verified and audited. The security protocols in it are strong enough to keep you protected. It also gives you an option of Two-Factor Identification that adds up a layer of protection so that no one can hack your banking details.
Auto-connect feature
This is another way to provide you ultimate protection. Whenever SurfShark detects any unrecognized Wi-Fi, it will immediately switch to the VPN. So, this means that even if you are using online banking by public Wi-Fi, you don’t have to worry.
Leak Protection
It offers you complete DNS and IP leak protection, so your bank will never know this if you are logging in from a different country. Moreover, SurfShark’s Camouflage Mode makes your traffic look like ordinary traffic; thus, your bank won’t doubt you.
Blocks Malicious ads
SurfShark knows how to stop the threat in your track. It will completely safeguard your connection by blocking malicious ads and websites. Because of the continuous up-gradation of the CleanWeb database, no scammer can steal your information.
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Final Verdict
might you think that it is necessary to use a VPN for banking? Although many people are using banking without any VPN and they don’t have any trouble. We recommend you stay on the safer side and choose the best VPN for banking. This will ensure your privacy and will keep you away from scammers and hackers. Your banking information is crucial, so there shouldn’t be any chance of risk.
An extra layer of protection will not harm; instead it will keep you on a better edge.
Happy Banking!