Realizing adequate financial security is the dream of every investor. However, personal investing is unfruitful without effective personal investing software to help manage the investments. Some personal investing software can help. What is the best personal investing software? An investor needs to know the personal investing software brand, the pricing, advantages, and disadvantages to purchasing the best option. Here are the options for the top best personal investing software in 2022.
Top 10 Best Personal Investing Software
- Quicken – Best Personal Investing Software for experienced investors
- Albert– Best Personal Investing Software for experienced and new investors
- Acorns– Best Personal Investing Software for beginners
- Robinhood– Best Personal Investing Software for experienced and new investors
- Stash– Best Personal Investing Software for beginners and would-be traders
- E*Trade– Best Personal Investing Software for regular and beginners investors
- Interactive Brokers– Best Personal Investing Software for experienced investors
- Personal Capital– Best PI Software for new and experienced investors
- BankTree– Best Personal Investing Software for new and regular investors
- Topia– Best Personal Investing Software for new and experienced investors
1. Quicken– Best Personal Investing Software for experienced investors
PRICING: Tiered
- Starter- $35.99,
- Quicken deluxe $51.99
- Quicken Premier- $71.99
- Home and business- $103.99
Quicken is incomparable to other investing software for its unique features and tools. It effectively manages investments, taxes, budgets, bills, and other financial accounts. The starter pack is best for beginners, while the advanced packages are for experienced investors. Quicken compares personal investment figures with the markets to help make the best buying or selling decisions.
KEY FEATURES:
- All-round use
- Android, iOS, macOS, and Windows versions
REASONS TO BUY:
- Efficient
- Multipurpose
- Easy to customize and upgrade
REASONS TO AVOID:
- Competitor versions are cheaper
2. Albert– Best Personal Investing Software for experienced and new investors
PRICING:
- Albert –Free,
- Albert with Albert Genius- $4 per month
Albert financing software meets all the needs of experienced and new investors. Albert contains free features that guide investors in managing investments through a customized portfolio. Advanced Albert’s version includes the Albert Genius feature, which allows you to receive guidance from an expert advisor at a fee of $4 monthly.
KEY FEATURES
- Automatic savings
- Albert instant
- Financial tracking
- Budgeting reports
- Android and Desktop versions
REASONS TO BUY:
- Free version
- Receive personal budgeting and track spending
- Easy to use
REASONS TO AVOID:
- Albert Genius requires monthly payments
3. Acorns– Best Personal Investing Software for beginners
PRICING:
- $3 monthly
Acorns is good for you, especially as a beginner. It is the best option for investors wishing to invest small amounts. It has a round-up feature that accounts for all the spare changes and invests them as savings, helping an investor reach their investment goals quickly. With Acorns, withdrawing your money is easily possible.
KEY FEATURES:
- Real-time round ups
- Smart deposits
- Mobile apps
- iPad, Cloud, iPhone, and Android versions
REASONS TO BUY:
- Automated investments
- Easy to use
- Has innovative smart features
REASONS TO AVOID:
- Has limited investment options
- A flat fee may be costly for small investments
4. Robinhood– Best Personal Investing Software for experienced and new investors
PRICING:
- $5 flat fee
- $5 for stock margins of $1000
Robinhood is the best choice for beginners. Robinhood was established in 2013 and had its headquarters in Menlo Park, California. It is best for those using Androids and Apple. With Robinhood Markets Inc. software, investors can trade stocks, mutual funds, ETFs, bonds, and cryptocurrencies at a free commission.
KEY FEATURES:
- Customizable watch list
- Research tools
- Real-time quotes
- Web and Mobile Apps
REASONS TO BUY:
- Easy to use
- Commission-free trades
- Free stock after signing up
REASONS TO AVOID:
- No checking/saving accounts
- Customer support only via emails and chats
5. Stash– Best Personal Investing Software for beginners and would-be traders
PRICING:
- $1-9 monthly fee
Stash is the preferable option for beginners and those wishing to become investors. It is time-saving, allowing you to handle all money-related investments. It aims at serving all the needs of investors.
KEY FEATURES:
- Banking, retirement, investment, and custodial account featureS
- Learning content
- Android and Web versions
REASONS TO BUY:
- Educational content
- Multipurpose
- Convenient
- Competitive fees
- Security guaranteed
REASONS TO AVOID:
- High bank account interest rates
- No free version
6.E*Trade– Best Personal Investing Software for regular and beginner investors
PRICING:
- Free sign up
It is the most suitable personal investing software for different E*Trade accounts, including retirement, margin, bank, and personalized trade accounts. It offers real-time commentary, free streaming market data, and stock screener analytics. Its $3000 promotion for $1m and above investment and different investment options make it the best software. Any new or regular investor should use E*Trade for a handful of trade benefits on stocks, ETFs, Bonds, Futures, Options, and Mutual Funds.
KEY FEATURES:
- Mobile App
- E*Trade Web and Power E*Trade platforms
REASONS TO BUY:
- Customer services
- Easy to use
- Commission-free on Stocks, ETFs, and Options
REASONS TO AVOID:
- Checking account fees
- Tax for over $150 000 investment
7. Interactive Brokers– Best Personal Investing Software for experienced investors
PRICING:
- Free
The software has a low trading cost, low margin loan rates, and more investment options. Interactive Brokers allows you to check your investments, calculate metrics, reports, and funding, and access real-time quotes for placing a trade. It is the best for those wishing to use it on android or at a trader workstation. It has services for cryptocurrencies and global stocks.
KEY FEATURES:
- Android, Tablet, iOS, macOS, and Windows versions
REASONS TO BUY:
- Many trades and investment features
- Education content
- Low costs
REASONS TO AVOID:
- Limited customer care
- Complex desktop trading platform
8. Personal Capital – Best Personal Investing Software for new and experienced investors
PRICING:
- Free
Personal Capital is the best software you would choose as an investor for all the purposes of wealth investments. It allows many investments, their management, retirement path setting, net worth computations, and free platform reviews.
KEY FEATURES:
- Investments review
- Net worth computation
- Investment management
REASONS TO BUY:
- Large amounts investment
- Free version
- Tracking all accounts
REASONS TO AVOID:
- Expertise for navigation
- Not suitable for small amount investors
9. BankTree– Best Personal Investing Software for new and regular investors
PRICING:
- Free
The software has most admirable features like tracking all investment accounts, balances in different currencies, receipts and reports for mobile apps, and one-year update and support. BankTree offers a 30-days trial for new investors before buying the software.
KEY FEATURES:
- Android, Desktop version, iOS, and macOS
- Different currencies
REASONS TO BUY:
- Free Trial version for 30 days
- It can be used with different currencies
REASONS TO AVOID:
- Free software update and support is limited to one PC
- Requires expertise to navigate
- Investor synching requires an online banking subscription.
10. Topia– Best Personal Investing Software for new and experienced investors
PRICING:
- Free version
Investors wishing to have freedom in their life of the investment and increase savings rate have no other option other than Topia. It is software with guaranteed financial independence and allows tracking information through Topia tracks. It has great experience as it is automated to notify investors of areas that need optimizations.
KEY FEATURES:
- Android and Apple versions
- Automated analytics
- Net worth calculator
- Android and Web versions
REASONS TO BUY:
- Reliable for high savings investment
- Trusted software
- Easy to use
REASONS TO AVOID:
- Mastery may take time for new investors
References and Links
-https://albert.com/
-https://robinhood.com/us/en/
-https://topia-app.com/
-https://us.etrade.com/home
-https://www.acorns.com/
-https://www.banktree.co.uk/
-https://www.interactivebrokers.com/en/home.php
-https://www.interactivebrokers.com/en/home.php
-https://www.personalcapital.com/financial-software
-https://www.quicken.com/
-https://www.stash.com/invest