Summary: Contrary to its name, Otto Insurance is not an insurance company; instead, it is a lead-generation website that promises to connect you with quotes from various insurance company affiliates. If you submit an online request for a quote, you may receive a lot of phone calls, texts, and emails, which you may eventually find disturbing and intrusive. This company has many complaints about its services, so you should apply caution before using Otto Insurance.
Otto Insurance describes itself as a tool for users to compare auto, life, pet, and life insurance quotes online. The platform allows people to choose insurance options and upload details so that the insurance provider can choose the best coverage for them. Car owners may compare insurance rates on the Otto Insurance website and select the plan that best meets their needs.
Sites like Otto Insurance are referral sites; all they do is link people with appropriate insurance agencies. However, a number of their customers aren’t satisfied with their services, and most customers complained that they get more calls than quotes, which isn’t what they signed up for. This article sheds more light on all questions you could ask about Otto Insurance.
Table of Contents
- Otto Insurance Company Information
- What is Otto Insurance?
- Is Otto Insurance legal and safe or a scam?
- Is Otto Insurance reliable and trustworthy?
- The pros and cons of Otto Insurance
- How does Otto Insurance make money?
- Best Otto Insurance Alternatives
- FAQs about Otto Insurance
Otto Insurance Company Information
| Official Website: | https://ottoinsurance.com/home.html |
| Headquarters Location: | Miami Beach, Florida, USA. |
| Founded: | 2006 |
| Industry: | Referral, Advice, Finance. |
| Ownership: | Joshua Keller |
| Contact: | +1 888-596-1534. info@ottoinsurance.com |
| Trust Score: | Medium |
| Social Media: | Instagram, LinkedIn, Facebook, Twitter, YouTube |
What is Otto Insurance?
Otto Insurance is an insurance-comparison marketplace that will present you with different quotes from insurance companies in your area. Otto insurance collects your personal information and connects you with an insurance agent most suited to your needs. The company works with an extensive network of nationwide carriers, regional carriers, and individual agents to get you the best car insurance premiums available.
By providing a wide range of information online, Otto Insurance aims to assist automobile owners in finding the assistance they need, especially in terms of the insurance. Content marketing is at the heart of Otto Insurance.
This insurance referral firm primarily collects information about automobile owners and educates them about auto insurance. On Otto’s website, you’ll discover hundreds of articles on a wide range of topics, from how to acquire inexpensive auto insurance to the many types of coverage you can obtain. Otto insurance aims to engage with people through narrative podcasts.
Is Otto Insurance legal and safe or a scam?
Is the site generally legal? In all counties?
The site seems legal, but several customer reviews make it look like a scam. The most common thing most customers complain about is that they get more calls than quotes, which isn’t what they signed up for.
How high is the chance of being scammed?
They seem to offer very unsatisfactory service. However, Otto Insurance does not scam its users, as it doesn’t offer insurance coverage products. The only problem is that it’s not the convenient insurance quote comparison tool it claims to be.
Does the site contain viruses or malware?
No! The Otto Insurance website is entirely devoid of viruses and all forms of malware.
Does the site steal sensitive data?
Otto takes all the information they collect about you and passes it along to their partner insurance providers, who then use your information to relentlessly contact you to sell you their products. You’ll primarily be directed to the third-party websites of insurers in your area, all of which you’ll need to speak to directly to obtain an actual customized quote.
Are there similar fake sites to be aware of?
No! However, to be safe, always log in using the official website link at https://ottoinsurance.com/home.html.
Is Otto Insurance reliable and trustworthy?
How good are the Company’s overall web ratings?
Very bad! An overwhelming percentage of web reviews about Otto Insurance point to them offering lousy service. Many customers complained they were bombarded with phone calls from companies trying to sell them insurance without actually giving them any productive quotes.
Does the site have a refund policy?
No. Otto Insurance does not provide actual insurance services; hence, you are not paying any insurance fees to them. The subscription is free, so there’s no need for a refund since no fees were paid in the first place.
How many scam reports are there compared to positive reports?
There are numerous negative reviews about Otto Insurance. However, the company doesn’t scam anyone, as it is upfront about not being an insurance company and doesn’t charge any subscription fees either. Most people who tagged it as a “Scam” did so on the basis that “Otto simply just sends out their contact to lots of insurance companies, who just keep disturbing them with calls.”
The pros and cons of Otto Insurance
Pros:
- They serve as middlemen in helping insurance agencies get across to you.
- You can get a wide range of insurance quotes from their services and choose anyone you feel is good for you.
- The insurance agencies they connect you to range from pet, home, life, and auto insurance.
Cons:
- Lack of privacy, as they’d send out all details you provide on their site to their clients.
- it’s not the convenient insurance quote comparison tool it claims to be.
- Numerous complaints about customers being bombarded with calls from various companies trying to sell insurance services.
How does Otto Insurance make money?
Although Otto Insurance does not offer any actual insurance services, it makes money by partnering with various insurance companies who pay them in return for helping them get contacts of users who need their services.
Best Otto Insurance Alternatives
Since Otto Insurance has many negative reviews and ratings, you may not be comfortable using their services. Hence, if you’re looking for alternatives to Otto Insurance where you can conveniently get insurance quotes, or you need an actual insurance company that sells insurance services, you should check out the following options:
- Lemonade Insurance (Most Recommended)
- State Farm
- Nationwide
- QuoteWizard
- The Zebra
- Compare.com
- Insurify
- Geico
- Progressive
- USAA
FAQs about Otto Insurance
How reliable is customer support?
Many users claim Otto Insurance does not have a responsive customer support service. Upon subscription, customers start receiving numerous calls from various companies, and putting an end to such calls is quite a hassle.
Is Otto Insurance a scam?
No! Otto Insurance is not a scam. The majority of negative reviews about it are borne out of a misinterpretation of the content on its website. Otto Insurance is not an insurance company; unfortunately, most people assume it is, hence, the negative reviews.
Is Otto Insurance free?
Yes! After selecting the insurance you want, you can choose a plan that works for you. After that, you would immediately start getting quotes from insurance agencies; these come for free.