If you have ever gone to the dentist because of an ache or pain in your teeth, you probably discovered you had a cavity. When you have a cavity or tooth damage, a filling is often necessary. It can be a challenge to handle the cost of tooth fillings without insurance.
Even if the cost may seem unmanageable at this point in your life, fillings are hard to avoid if you have a cavity or other damage. Getting rid of tooth pain is worth the cost. There are also ways to save money on tooth fillings which helps eliminate some stress.
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What is a filling?
According to Colgate, a filling is a treatment option for dealing with decayed and damaged teeth. A filling restores the shape and function of a tooth. This treatment prevents even more decay down the line.
One of the main reasons fillings are used is to fix cavities. Cavities are not uncommon in children or adults. If you have one, you are not alone.
Fillings are also very common. They are one of the most common dental treatments in America. The American Dental Association estimates that 175 million fillings are required each year.
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What are the different types of fillings?
Different types of fillings include:
- Gold fillings
- Silver fillings
- Composite resins
- Ceramics/porcelain
- Glass ionomer
According to WebMD, there are a variety of advantages and disadvantages to different types of fillings.
Cast Gold Fillings
| Advantages of cast gold fillings | Disadvantages of cast gold fillings |
| They are durable and last at least 10 to 15 years. In most cases, they last even longer. | They cost more than many other materials. They are up to 10x more expensive than silver fillings. |
| They can withstand chewing forces. | They require at least two office visits. |
| Some patients find gold fillings aesthetically pleasing. | Galvanic shock is possible when placing a gold filling next to a silver filling. |
| Many patients prefer to have fillings that match the tooth. |
Source: WebMD
Silver Fillings (Amalgams)
| Advantages of silver fillings | Disadvantages of silver fillings |
| Silver fillings last up to 10 to 15 years. They usually outlast composite fillings. | They do not match the color of regular teeth. |
| They are strong enough to withstand chewing. | They often require the destruction of the tooth structure. |
| They can cost less than composite fillings. | Silver fillings can create a gray hue on surrounding teeth. |
| May create more cracks and fractures than other filling options. | |
| Some people (approximately 1%) have allergic reactions to the mercury in this filling. |
Source: WebMD
Tooth-colored Composites
| Advantages of composites | Disadvantages of composites |
| The color tends to match natural teeth well. | They last at least five years instead of 10 to 15. |
| They provide support as they bond to tooth structure. | The process can take longer than other fillings. |
| They are a more versatile option (can be used for broken, chipped, and worn teeth). | Additional visits may be required. |
| Sometimes more of the tooth structure can be spared. | Composite materials can chip teeth depending on the location. |
| Composite fillings can cost 2x as much as silver fillings. |
Source: WebMD
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What affects the cost of a dental filling?
- Where you live
- The dental office you choose
- How much the tooth has been affected
- The number of fillings needed
- The location of the cavity
- Materials
- X-rays
- Exams
- Sedation
- Anesthesia
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How much does a dental filling cost without insurance?
According to CostHelper, silver amalgam fillings can cost between $50 to $300 or more. Composite resin fillings can cost between $90 and $450 or more. If a patient decides they want porcelain fillings, these may end up costing close to $4,500. If you are trying to keep your costs down, consider sticking with one of the cheaper material options.
If you had insurance, it would cover some of the cost of fillings, typically 50% to 80%, and then you would need to pay the difference. Without insurance, you are responsible for the entire cost.
CostHelper reports its readers that do not have dental insurance typically pay between $90 and $350 for a composite filling, at an average cost of $204. That price is not that different from what one would need to pay if they had insurance.
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There are a few ways to help with the cost of dental fillings.
The best way to avoid these high costs is to prevent problems before they exist. If it is too late for that, there are some things you can do to save money on dental fillings when you do not have insurance.
- Ask about payment plans: While payment plans technically do not save you money in the long run, they can be a great option if you want to keep the initial cost down. Instead of paying for your filling or fillings all in one go, you can break it up into smaller payments over time. Many dental offices understand the burden of dental costs and are willing to work with you.
- Join a discount dental plan: Discount dental plans are also known as dental savings plans. These plans are a decent option for those who still want to save but do not want to take on an insurance plan. With a discount dental plan, you pay for a membership and receive discounts and benefits in exchange.
- Call around and compare costs: One of the best ways to ensure you save money on dental care is by comparing prices in your area. There are dental offices everywhere, and many charge different amounts of money. Assess the rates in your area before deciding where you want to create your appointment.
Cavities get worse as time goes by if they are left untreated. Cavities can spread further into the tooth, which requires a more expensive procedure in the future. Not getting a filling when you need it can eventually lead to a root canal or tooth extraction.
If you put off getting your cavities examined and necessary dental fillings done, you risk doing unnecessary harm to your teeth. It is not worth it. If you don’t have insurance, consider applying some of these tips to your life. It is better to take on the cost now than to risk a higher price in the future.
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Frequently Asked Questions
How will you feel after getting a filling?
Right after a filling, your mouth might feel numb. After this wears off, it is normal to feel sore for a few days. According to Colgate, your teeth may be more sensitive than they usually are for up to 2 weeks. This sensitivity might be to air, cold food, hot food, and more.
How do you know which filling material is best for you?
In most cases, a dentist will be the one to recommend the best material for you and your specific needs. You do not need to consider materials too much because a dentist will know which materials are the right match.
Should you have your tooth pulled instead?
You might be pondering whether you want to bite the bullet and pay for a filling or save some money and have your tooth extracted instead. If you are between these two options, you should probably go with a filling. When a dentist can preserve your tooth, it is worth trying.
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