Upfront Summary: Is Family First Life Legit?
Family First Life is a legitimate business that acquires new agents through multi-level marketing (MLM) practices. The agents work on commission, which is why they might sell you policies that don’t meet your needs. However, it is a legitimate business, but the FTC warns against working with companies that use MLM practices.
The company is an insurance broker that works with reputable insurance providers. They do this to sell universal life insurance, final expenses, and mortgage protection policies to people. Besides that, they also sell retirement protection and fixed index annuities.
So, if you want to know more about Family First Life, you are in the right place. Here is your complete guide.
Family First Life Company Information
| Official Website: | https://www.familyfirstlife.com/ |
| Headquarters Location: | 80 Norwich-New London TPKE Uncasville, CT 06382 |
| Founded: | 2013 |
| Industry: | Insurance |
| Ownership: | Shawn Meaike |
| Contact: | 860 317 1324 |
| Trust Score: | Average |
| Social Media: | Twitter, Instagram, and Facebook |
» MORE: Is ExpressVPN Safe & legit? Are They Really Worth It?
What is Family First Life?
Family First Life comprises independent agents across the U.S that work with known insurance providers. These agents sell policies to individuals. Such policies include mortgage protection, retirement protection, universal life insurance, and more.
There are many plans available for you to help you pick the right policy by comparing options. However, it is best that you research the policy first. That is because agents work on commission, which is why they might sell policies that might not suit your needs.
Family First Life serves more than eighty thousand Americans looking for life insurance policies each year. However, the business model is a little concerning as MLM businesses are not that great. Besides that, even the Better Business Bureau has not accredited this company.
All of this does not mean that the company is a scam. It just means that their business model is not too favorable.
» MORE: How Safe Is Klarna? How Verified & Trustworthy Are They Actually?
Is Family First Life Legal Or A Scam?
Is The Site Generally Legal? In All Countries?
Family First Life is a U.S-based company. It does not operate in any other country, and the headquarters are in Connecticut. Yes, the company is legal, and it works with several reputable insurance providers to offer you the best.
How High Is The Chance Of Being Scammed?
Family First Life will not try to deliberately scam you. However, the agents work on commission and may sell policies that don’t meet your needs. That is why it is crucial to do your homework and understand the policy before you buy.
Does The Site Contain Viruses Or Malware?
The Family First Life website does not contain any viruses or malware that will harm your computer. The website is easy to use, and you can navigate it in no time. So, you don’t have to worry about viruses or malware.
Does The Site Steal Sensitive Data?
Family First Life does not steal your sensitive data. Of course, you might have to offer some personal information, but all of it is encrypted. So, you can count on it to never steal your data.
Are There Similar Fake Sites To Be Aware Of?
Family First Life only has one website that will help you find the perfect insurance plan for your needs. There are no fake sites you need to worry about.
» MORE: Can I Trust Dealdash to Be Safe? Do They Actually Pay Off?
Is Family First Life Reliable And Trustworthy?
How Good Are The Company’s Overall Web Ratings?
There are various platforms that give Family First Life different ratings. For example, The Balance has given it a rating of 3.3 stars. Besides that, the BBB has given it an A rating.
On the other hand, employees have given a 4.5/5-star rating at Glassdoor. So, even though Family First Life employs MLM practices, it is still a legitimate and good business.
What Carriers Does Family First Life Collaborate With?
Family First Life offers products from reliable and trustworthy carriers in the U.S. That includes Americo, AIG, John Hancock, Great Western Insurance Company, Prosperity Life Group, etc. Because of this, you can count on them to offer you the best life insurance plans.
How Many Scam Reports Are There Compared To Positive Reports?
Most of the reports of Family First Life are positive. There are very few bad ratings. Even if there are, it is because the policy is not suitable for the individual.
That is why knowing what the policy entails is crucial. It will help you make the right decision in no time.
How Reliable Is The Customer Support?
The customer support of Family First Life is available at all times. You can contact them, and they will help you with anything you like.
» MORE: Afterpay: Is It Safe? How Trustworthy & Legit Are They Actually?
The Pros And Cons Of Family First Life
Pros
- You can opt for an online quote to get estimates
- The life insurance options are diverse
- It has various carrier partners
- It has a strong financial strength rating for many of its carriers
Cons
- The policies are not available in all states
- The company focuses more on hiring new agents
» MORE: Zaful: Is It Real? How Dependable & Credible Are They Actually?
How Does Family First Life Make Money?
Family First Life makes money by partnering with companies and selling insurance policies. They earn a premium from these policies, which helps them make money. Think of the company as an insurance broker and its business model.
That is why the agents are always looking for individuals to sell policies to. They sell and earn a commission from Family First Life. The business is legitimate and earning money in this way is legal.
Best Family First Life Alternatives
If you don’t want to do business with Family First Life, you can always opt for other insurance brokers. These include:
- Integrity Marketing Group
- Truist Insurance Holdings
- Brown & Brown Inc.
- And many others
» MORE: Is ExpressVPN reliable and safe? Do They Make a Good Investment?
FAQ
How Much Are The Leads At Family First Life?
If you are an agent, you will have to invest in buying leads. That is why you must spend anywhere between $200 and $1000 each month. Spending such an amount will help you gain solid leads in no time to enhance your commissions.
Where Does Family First Life Get Their Leads From?
The mortgage protection and insurance leads come from individuals responding to direct-mail advertisements. These leads come weekly. After that, an agent helps these leads find the perfect policy for their needs.
How Can I Opt For A Policy By Family First Life?
Family First Life is an insurance broker. However, none of the policies they offer are available online. That is why if you want information on policies, you will have to talk to an agent.
Once you do, the agents will guide you better on the different policies. They will also give you estimate quotes to help you reach a decision.
How Do I Get A Quote From Family First Life?
If you want a free quote, you will have to fill out the form. Once you do that, an agent will contact you. However, if you have a policy already, you can contact the agents directly for assistance.
Is Family First Life An MLM?
Family First Life is an insurance broker company founded nine years ago. The company works like an MLM business. Please bear in mind that MLM is not a pyramid scheme. That is why you can trust the company for your insurance needs.
Is Family First Life A Network Marketing Company?
The company works like an MLM business. Because of this, the focus of Family First Life is to hire and train independent agents. These agents sell life insurance policies that the carrier partners provide them with.
What Is The Catch With Family First Life?
There is no catch with Family First Life because it is not a pyramid scheme. The insurance partners are all reputable businesses, and you can select any policy you like. It will enable you to offer protection to your family after retirement or death.
Does Family First Life Do Telesales?
Yes, Family First Life also does telesales that starts with commissions of 80%. So, people looking for career opportunities can also opt for this.
» MORE: Is PayPal Safe? How Reliable & Legit Are They Really?